Wildfire Risk Modeling

High-resolution fire behavior modeling

Fire simulations at 30-meter resolution across the continental U.S., modeling vegetation, fuels, slope, and terrain. Outputs include fire spread rate and flame length, aggregated to variable resolutions up to 50 meters.

Short-term and long-term hazard views

Dynamic hazard modeling through both:

• Long-term hazard potential based on full fuel availability
• Short-term hazard reflecting reduced fuels within recent burn footprints

Climate change adaptability

Model the impact of climate change on wildfire hazard across scenarios and time horizons.

Smoke modeling driven by fire physics

For each event, both burn and smoke footprints are simulated using biomass-driven smoke generation and Air Quality Index. The model captures off-footprint exposure, supported by vulnerability functions that reflect how smoke affects different asset types.

Speed without compromising science

Calculate losses from event sets exceeding 50,000 years in seconds, supporting fast quoting, portfolio optimization, and risk ownership decisions. Speed is achieved through architecture and engineering disciplines, not by simplifying the underlying fire science.

Comprehensive list of modifiers

Capture vulnerability at the building and neighborhood level using modifiers such as roof type, siding, vents, neighborhood density, vegetation clearance, location within the wildland-urban interface (WUI), and designations such as FireSafe communities.